Is a Gold IRA the best retirement investment? These are the reasons that a Gold IRA is the best investment for your retirement.

Investing with a Gold IRA is Your Hedge Against Stock Market Crash and Inflation

What is a gold investments IRA? Why not keep your money in a diverse bundle of stocks and bonds or ETFs?

First, let us explain what gold means as an investment. Unlike equity investments such stocks and bonds, gold is an IRA purchase. The owner of gold has a unique physical product, something with actual value. On the other hand, equity investments mean that the investor holds a share of the company issuing the stock. Stockholders can make money when their stock is used to increase profits and improve the business standing. The profit increase leads to a higher demand for the stock, which in turn causes a rise in its price. Precious metal investors make more when demand for precious metals increases. This causes the “spot price” of metals increase.

Gold outperforms Stock Market

The stock market has outperformed precious-metal investments in the past. They were seen more as a hedge against risk and a way to make a profit than they have been as an investment. Over the past 12 years, this has changed dramatically: silver and gold have outperformed the Dow Jones Industrial Average. In times of economic uncertainty gold has always been an investment standard for safety (after U.S. Treasury bonds). Its value often follows economic and market movements. In times of inflation, gold has proven to be a safe haven because it holds its value better that currency-backed assets which can drop in value but climb in price.

Keep Yourself Safe from the Next Market Crash

Why should you invest your money in a self managed gold IRA, or Roth IRA gold investment? This was evident in 2008 when gold prices ranged from $720 per ounce to nearly $980 per ounce. The gold price soared as the stock market collapsed and the economy plunged further into recession. When investors are anxious or looking for a safe investment to protect their capital from a volatile stock market, gold prices do exceptionally well.

Gold Is Like Wealth Insurance

For the investments that you make today, don’t lose purchasing power tomorrow. The Fed prints more dollars every day which means your savings dollars are worth less. You can protect yourself against inflation by investing in Gold IRAs.

The gold is a hedge against stock market volatility. Stocks could fall 60% after the stock market bubbles of 2007 and 1999.

You can diversify your savings by investing in gold. Not just juggling paper assets like mutual funds, stocks, and bonds; gold allows you to diversify by purchasing tangible, hard assets.

There is tremendous growth potential in gold. Some experts predict that the value of gold and silver will rise significantly as there is more demand than supply.

Rolling Over Your IRA into Gold

If this is your first time investing in IRAs or bullion, gold coins, or any other precious metals you might be concerned about the complicated and confusing process. Although it isn’t more difficult than rolling over a traditional IRA to invest in IRAs, there are certain things you need know.

Rolling over into gold is possible with the same rules as other investments: account owners can make an annual contribution of $5,500 and receive distribution at age seventy-five. At the time of distribution, the owner can either take possession of the metals (or sell them and cash in), or both. A self-directed Gold-backed IRA allows you to control your wealth. Talk to your accountant for more details. Refer to Section 408(m(3) of the Internal Revenue Code.